The strategies we reuse everywhere

Money-saving strategies that stack

These are the techniques we come back to again and again in our brand hacks — discounted gift cards, cashback apps and payment tricks. Most of them stack together, so you can run two or three on the same purchase.

1

Jam Doughnut

Instant cashback on gift cards

Buy a gift card seconds before you pay and earn instant cashback on the amount you load. Works at 150+ UK brands, in-store and online.

Used across our brand hacks — we link here rather than repeating the same link everywhere.
2

Cardyard

Buy unwanted gift cards under face value

A marketplace for discounted gift cards — buy a gift card for less than its face value, then spend it like cash at the till.

Used across our brand hacks — we link here rather than repeating the same link everywhere.
3

Zilch

Pay through Zilch and earn rewards

Pay through Zilch to earn rewards on purchases you were making anyway — with the option to split payments interest-free.

Used across our brand hacks — we link here rather than repeating the same link everywhere.
4

Everup

Instant cashback on gift cards

Buy a gift card seconds before you pay and earn instant cashback on the amount you load. Works at 150+ UK brands, in-store and online.

Used across our brand hacks — we link here rather than repeating the same link everywhere.
5

Onsi

Instant cashback

Buy a gift card at a discounted rate through this employee discounts site. There's a hack to get signed up no matter who your employer.

Used across our brand hacks — we link here rather than repeating the same link everywhere.

How stacking works

Most of these strategies don't compete — they combine. A typical stack is: buy a discounted gift card, pay with it through a cashback-tracked visit, and earn rewards on the payment method you used to buy the card. Each layer is a few percent on its own; together they regularly knock 10%+ off a shop you were doing anyway.

On every brand page we mark which strategies apply — and when two or more stack together, we say so on the hack itself.

Some links are affiliate links — they pay us a commission at no extra cost to you. We only list strategies we actually use in our own hacks.