Ultimate Cashback Stacking & Stoozing Calculator
See how much you could potentially earn by combining 0% purchase card stoozing, savings interest, cashback credit card rewards, gift card cashback stacking and a balance transfer extension.
Ultimate Cashback Stacking & Stoozing Calculator
See how much you could potentially earn by combining 0% credit cards, savings interest, cashback cards and gift card rewards.
Estimates only. Cashback rates, savings rates and credit card terms change frequently. Always check provider terms.
1. Your spending
Your credit card balance reduces over time as minimum payments are made.
2. Stoozing savings
3. Cashback card
4. Gift card cashback stacking
5. Balance transfer extension
How this strategy works
Instead of spending directly from your bank account, you can potentially maximise your everyday spending by using a combination of 0% credit cards, cashback rewards and savings.
- Put everyday spending onto a 0% purchase card.
- Keep your own cash in a savings account earning interest.
- Earn cashback from your spending.
- Stack additional rewards through gift card cashback offers.
- Extend the strategy with a balance transfer if the maths works.
Important
This strategy only works if you pay at least the minimum payment every month and clear the balance before interest is charged. Never spend more than you can afford to repay.
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